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Gary Clothier
Mortgage Loan Specialist

NMLS Registry Number – 760321

Business Hours:
Mon – Fri 8am-5pm or by appointment

425 Mathlida Ave, Sunnyvale, CA 94086

408-990-1900 - office    

Gary Clothier is a veteran Mortgage Specialist; having served as a Loan Officer, Sales Manager; and Director with several financial institutions. He brings over 20 years of experience to Tri Counties Bank and offers real world advice on navigating the home mortgage process. Whether buying your first home, moving up, or downsizing; he can guide you through it all.

Gary studied Organizational Communications at Kansas University. He and his family re-located to San Jose from Chicago in 2000 where he worked with HSBC; accepting a sales management position with mortgage start-up E-Loan. “I fell in love with Northern California, and with the amazing opportunities available here. I feel so fortunate to live in such a beautiful place, which also happens to be one of the most vibrant real estate markets in the country”.

Gary lives in the San Jose with his wife and daughter. He is an avid golfer, and sports fan; and enjoys traveling and spending time with his friends and family. 

Customer Service
(800) 922-8742
Mon - Fri 7 am to 7 pm
Sat 9 am to 6 pm
Sun 11 am to 4 pm


  • Home Purchase Loans
  • Home Refinance Loans
  • Fixed Rate Mortgages
  • Adj Rate Mortgages (ARM)
  • Jumbo Loans
  • Construction Loans
  • FHA Loans
  • VA Loans
  • USDA Rural Loans
  • Reverse Mortgages
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Gary Clothier, Home Mortgage Loan Specialist - NMLS #760321 NMLS #844864
425 Mathilda Ave, Sunnyvale, CA  94086
Office:  (408) 990-1900
Fax:  (408) 774-9984
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